Board of Directors
Carlos Enrique
Araujo Eserski
President Director
Currently, Chairman and CEO of Banco Azul de El Salvador and of Grupo Azul Financial Investments.
She holds a Bachelor of Business Administration degree from Santa Clara University in California, USA. She has over 45 years of work experience.
Among the positions held are:
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President of the Salvadoran Association of Private Enterprise
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President of AFP Crecer
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Vice President Director of Banagricola
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President of INVERCASA, among others
Fernando Alfredo de la
Cruz Pacas Díaz
Vice President Director
He currently serves as Vice President of the Board of Directors of Banco Azul de El Salvador.
Graduated as an Agricultural Engineer.
With experience in the financial sector since 1990 as a Director of Banco Agrícola. He has also served as President of Export Pacas and Ingenio La Cabaña. He was a Director of AFP Crecer and a Director on the Board of Directors of Banco Agrícola.
Raúl
Álvarez Belismelis
Director Secretary
He currently serves as Director Secretary on the Board of Directors of Banco Azul de El Salvador.
She holds a Bachelor of Science in Economics from Boston University, Massachusetts.
Among the positions held are: President of Seguros Azul SA, Director of Comercial Exportadora SA de CV and President of Corporación de Bebidas y Alimentos.
Marta Evelyn
Arévalo de Rivera
First Female Owner and Director
She currently holds the position of First Owner Director on the Board of Directors of Banco Azul de El Salvador.
He holds a Master’s degree in Business Administration from the Technological University and a Bachelor’s degree in Economics from the Polytechnic University, in addition to a Diploma in Quality Management from FEPADE.
He has 39 years of professional experience, holding positions such as: President and Vice President, International Manager, Head of External Financing of the Central Reserve Bank of El Salvador, among other positions.
Currently a consultant in Economics, Finance and Banking.
Luis Rolando
Álvarez Prunera
Second Owner Director
He currently serves as Second Owner Director of the Board of Directors of Banco Azul de El Salvador.
He is currently President of Grupo Agrisal and Sociedad Technology Group.
Graduated with a Bachelor’s degree in Business Administration.
He began his experience in the Financial sector in 1989, serving as Director of institutions such as Banco Agrícola, CREDISA and Credomatic.
Oscar Armando
Rodríguez
He currently serves as Executive Director at Banco Azul de El Salvador and Grupo Azul Financial Investments.
Member of the Board of Directors serving as Third Owner Director at Banco Azul of El Salvador
Graduate of the INCAE Banking Senior Management Program, Alajuela, Costa Rica; holds a Bachelor of Business Administration degree from Dr. José Matías Delgado University.
He has over 45 years of work experience. His positions include: Operations Manager, Operations Director, and Vice President of Operations at Banco Agrícola, among others.
Claudia Alexandra
María Araujo de Sola
She currently serves as First Alternate Director on the Board of Directors of Banco Azul de El Salvador.
She holds a Master’s degree in Business Administration from INCAE and a BS in Marketing and International Negotiation, graduating Cum Laude from Babson College, Massachusetts.
Among the positions she has held are: Vice President of ALECAR SA de CV, Vice President of Transglobal SA DE CV, President of the INCAE National Committee in El Salvador, Member of the “LatAm Advisory Board” of Citibank, Co-Founder of Vital Voices in El Salvador, among others…
Carlos Roberto
Grassl Lecha
He currently serves as Second Alternate Director of the Board of Directors of Banco Azul de El Salvador.
Civil Engineer graduated from the Central American University José Simeón Cañas, holds a Master of Science in Civil Engineering from the University of Texas at Austin.
He has served as President of La Cantera, SA de CV
He is the President of Equipos de Construcción SA de CV
María de los Ángeles
Pacas Martínez
She currently serves as Commercial Director at Exportadora Pacas Martínez SA de CV and as Third Alternate Director on the Board of Directors of Banco Azul de El Salvador SA
She holds a degree in Economics and Business from the Higher School of Economics and Business.
She has over 20 years of work experience. Her previous positions include: Relationship Manager at Citibank, NA, and General Manager of El Semillero SA de CV
Pedro José
Geoffroy Carletti
He currently serves as Fourth Alternate Director on the Board of Directors of Banco Azul de El Salvador.
He holds a PhD in Philosophy from the University of Mississippi, USA.
Among the positions held are: Vice President of Seguros Azul SA de CV, Vice President at Scotia Seguros at the Central American level and General Manager of Scotia Seguros.
Jose Rolando
Varela Garza
He currently serves as Fifth Alternate Director of the Board of Directors of Banco Azul de El Salvador.
She holds a Master’s (MSc) degree in Computer Science and International Business from the University of Cumbria.
Among the positions held are: Global Vice President of Purchasing at 3M, Vice President of Occupational Safety, President and Managing Director, as well as Chief Financial Officer and various positions in the areas of sales, finance, operational planning and supply chain.
Ricardo Antonio
Balzaretti Cepeda
He currently serves as Sixth Alternate Director of the Board of Directors of Banco Azul de El Salvador.
She holds a Master of Business Administration (MBA) from Georgetown University McDonough School of Business.
Among the positions held are: Investor and Advisor at Amera Biotech, Chief Executive Officer of Toledano, Senior Regional Director at Corporación Multi Inversiones, Country Director for El Salvador and Manager of Investments and Acquisitions at the corporate level.
Oscar Armando
Rodriguez
Chief Executive
He currently serves as Executive Director at Banco Azul de El Salvador and Grupo Azul Financial Investments.
Member of the Board of Directors serving as Third Owner Director at Banco Azul of El Salvador
Graduate of the INCAE Banking Senior Management Program, Alajuela, Costa Rica; holds a Bachelor of Business Administration degree from Dr. José Matías Delgado University.
He has over 45 years of work experience. His positions include: Operations Manager, Operations Director, and Vice President of Operations at Banco Agrícola, among others.
Patricia Paniagua
de Suárez
Business Director
She currently holds the position of Business Director at Banco Azul in El Salvador.
She completed a Credit Analysis and Management course at INCAE, and holds a Bachelor’s degree in Business Administration from the Central American University José Simeón Cañas.
He has over 27 years of professional experience, holding positions such as Corporate Banking Manager, Product Manager for Companies and Individuals, Service Banking Manager at Banco Agrícola, among others.
Miguel Ángel
Cuéllar Marín
Chief Financial Officer
He currently holds the position of Chief Financial Officer at Banco Azul de El Salvador and Grupo Azul Financial Investments.
He holds a Postgraduate Degree in Banking and Finance from INCAE, Costa Rica and a Bachelor’s Degree in Business Administration from the Central American University José Simeón Cañas, a graduate of the Corporate Management Program of IESE-BBVA Group of Spain, in addition to a Certified SOX San Francisco, CA.
He has 25 years of professional experience, holding positions such as: Financial Director AFP Crecer (Pension Fund), Manager of BAC Capital Market, Manager of Financial Investments Grupo Cuscatlán (IFGC El Salvador, Corfinge USA), among others.
Horacio Amilcar
Larios Ramírez
Director Legal
He currently holds the position of Legal Director at Banco Azul in El Salvador.
He is a lawyer and notary public, holds a Doctorate in Business Administration, and Master’s degrees in Corporate Law and in Sales and Marketing Management. He has specialized in Business Law and Management, International Business, and Technology Law at universities such as Georgetown, Yale, Autonomous University of Barcelona, INCAE, and George Washington.
He has over twenty years of professional experience, having served as Corporate Legal Manager at Holcim and as a member of the Boards of Directors of financial institutions in El Salvador. He also has experience in the judiciary and as a university professor.
Ana Lissette
de Barillas
She currently holds the position of Risk Director.
She holds a degree in Public Accounting from the Central American University José Simeón Cañas (UCA).
He has over 29 years of work experience in the financial system, of which 27 years have been in the Superintendency of the Financial System, among some responsibilities has been the supervision of Financial Conglomerates, Private Banks, Insurance Companies and Other Financial Entities.
René Gerardo
Cuestas Valiente
He currently holds the position of Director of Operations at Banco Azul in El Salvador.
He is a graduate of Industrial Engineering from the Central American University José Simeón Cañas.
He has over 24 years of professional experience. He has held positions such as President of the Banagrícola Society of El Salvador, General Manager of Bienes y Servicios SA, and General Manager of Technology Group SA de CV, among others.
Celia
Molina de Hernández
He currently holds the position of “Director of Internal Audit” at Banco Azul in El Salvador,
He holds a Master’s degree in Business Administration from the Central American University José Simeón Cañas and is a Computer Science Engineer from Don Bosco University.
He holds certifications in Systems Auditing (CISA), Data Privacy (CDPSE), Cybersecurity (CSX-F), Technology Governance (COBIT5F), Information Security Management Systems (ISO27001 LA), among others.
With over 18 years of professional experience in Internal and External Auditing, and 5 years in project implementation consulting. Additionally, she has experience teaching at the undergraduate and graduate levels.
Rolando Ernesto
Franco Chavez
He currently holds the position of Digital and Technology Director at the Bank
Blue from El Salvador.
She holds a Master of Business Administration degree from the University
Central American University José Simeón Cañas (UCA) and an Engineering degree in Sciences
Computer Science degree from Don Bosco University, plus a Major in Project
Management.
He has over 30 years of experience in the areas of technology, innovation,
Business management and digital solutions development. She has held positions such as:
CEO of i-Strategies, Regional Operations and Technology Manager for CrediQ,
Director of Technology at G&T Bank and Head of Development at the Bank
Multisectoral Investment Fund (now Bandesal). He also served as Chief
Software Development in the Registry Modernization Project and
Cadastre promoted by the UNDP and the CNR.
Additionally, he is an entrepreneur and founder of i-Strategies, a specialized company
in software development and digital solutions, and has experience as
Cybersecurity and digital transformation consultant for organizations in the sector
financial and companies from various sectors.
Alexandra Lisbeth
González Paniagua
She currently holds the position of Compliance Director.
She holds a Master’s degree in Compliance and Risk Management from ADEN, a postgraduate degree in Finance from the Central American University José Simeón Cañas (UCA), a Bachelor’s degree in Legal Sciences from the Doctor José Matías Delgado University, and two certifications: one from FIBA Anti Money Laundering Certified Associate and another from ACAMS Certified Anti Money Laundering Specialist
He has more than 15 years of work experience in Banking, of which 12 years have been in positions related to Compliance.
Additionally, she has experience as a university professor.
Oscar Orlando
Martínez Vanegas
He currently holds the position of Director of Innovation at Banco Azul in El Salvador.
He graduated with honors from the Master of Business Administration program with a specialization in Finance, Economics, and Sustainability at INCAE Business School in Alajuela, Costa Rica. He also holds a Bachelor’s degree in Economics and Business from ESEN in El Salvador.
She has 10 years of experience in the financial sector, specializing in payment products, businesses, individuals, digital businesses, strategic planning, and business intelligence. She also maintains a social profile as a member of foundations dedicated to developing entrepreneurship in El Salvador.
Ana Matilde
Iglesias de Menéndez
David Ricardo
Fuentes Mancía
Rocío del Carmen
Alfaro de Guifarro
Rhina Estela
Guillén de Romero
Gerardo Ernesto
Melgar
Ingrid Jeannette Luna
Peña de Sandoval
José Juan
Callejas Cruz
Jacquelinne
Cáceres
Karina Lourdes
Cabrera Pineda
Edgardo
Velásquez Garay
Karen Marjorie
Molina
Erwin Orlando
Castro Torres
Norma Lissette
Henríquez Solórzano
Fredman Enrique
Guzmán Vaquerano
Yonatan
Serrano Olaizola
José Luis
Colocho Romero
Henry Everardo
Rivera Padilla
Lourdes Andrea
Pineda de Rodríguez
Daniel Fortunato
García Gámez
Marcos Esteban
Ardón
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